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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,138 | $183,516+125.1% | $155,534+165.6% | $145,884+183.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.96% | 61.43%-41.5pp | 64.92%-45.0pp | 551.85%-531.9pp |
| Employer contribution / active EE | $6,108 | $5,315+14.9% | $4,675+30.7% | $4,662+31.0% |
| Participant deferral / active EE | $9,221 | $6,467+42.6% | $5,630+63.8% | $6,690+37.8% |
| Admin fee / account holder | $14,157 | $19,293-26.6% | $15,900-11.0% | $13,392+5.7% |