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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,743 | $89,259+31.9% | $107,187+9.8% | $82,637+42.5% |
| Participation rate | 65.5% | 67.9%-2.4pp | 75.0%-9.5pp | 68.1%-2.5pp |
| Annual return | 18.87% | 21.02%-2.2pp | 204.55%-185.7pp | 53.51%-34.6pp |
| Employer contribution / active EE | $2,792 | $3,080-9.3% | $3,782-26.2% | $2,552+9.4% |
| Participant deferral / active EE | $5,368 | $4,037+33.0% | $5,096+5.3% | $4,126+30.1% |
| Admin fee / account holder | $25 | $7,381-99.7% | $9,162-99.7% | $7,339-99.7% |