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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,743 | $110,039-6.6% | $97,260+5.6% | $145,884-29.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 8.42% | 244.44%-236.0pp | 75.54%-67.1pp | 551.85%-543.4pp |
| Employer contribution / active EE | $9,628 | $3,074+213.2% | $2,721+253.8% | $4,662+106.5% |
| Participant deferral / active EE | $3,839 | $4,674-17.9% | $4,262-9.9% | $6,690-42.6% |
| Admin fee / account holder | $21,886 | $6,204+252.8% | $5,640+288.1% | $13,392+63.4% |