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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,743 | $109,967-6.6% | $97,197+5.7% | $145,877-29.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 8.42% | 244.27%-235.9pp | 75.47%-67.1pp | 551.28%-542.9pp |
| Employer contribution / active EE | $9,628 | $3,077+212.9% | $2,723+253.6% | $4,663+106.5% |
| Participant deferral / active EE | $3,839 | $4,676-17.9% | $4,263-10.0% | $6,691-42.6% |
| Admin fee / account holder | $21,886 | $6,199+253.1% | $5,637+288.2% | $13,402+63.3% |