Retirement plan

RUSHTON, STAKELY, JOHNSTON & GARRETT, P.A. 401(K) PROFIT SHARING PLAN

Name: RUSHTON, STAKELY, JOHNSTON & GARRETT, P.A. - RUSHTON, STAKELY, JOHNSTON & GARRETT, P.A. 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: RUSHTON, STAKELY, JOHNSTON & GARRETT, P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RUSHTON, STAKELY, JOHNSTON & GARRETT, P.A. 401(K) PROFIT SHARING PLAN, RUSHTON, STAKELY, JOHNSTON & GARRETT, P.A.

RUSHTON, STAKELY, JOHNSTON & GARRETT, P.A.EIN 63-0659075Plan #001PY 2015

184 COMMERCE STREET - MONTGOMERY, AL 361040000334-206-3100rushtonstakely.comLinkedIn51-200 employeeslaw practice

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$23.8M

No prior year

Total participants

No prior year

Average account balance

$344,616

No prior year

Annual return

-1.44%

No prior year

Benchmarks

See 22,773 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort22,773 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$38.18M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$587K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

118.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$914K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7929

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2J2L

Plan features

2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.1M

$17964 / participant

Other / not subdivided$1M100.0%

% of EOY assets

4.533%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$344,616

$72,177+377.5%

$115,038+199.6%

$59,633+477.9%

Participation rate

98.3%

72.6%+25.8pp

81.4%+17.0pp

68.7%+29.7pp

Annual return

-1.44%

12.02%-13.5pp

26.14%-27.6pp

2041.45%-2042.9pp

Employer contribution / active EE

$5,000

$2,841+76.0%

$4,608+8.5%

$2,203+127.0%

Participant deferral / active EE

$9,190

$4,783+92.1%

$6,026+52.5%

$3,192+187.9%

Admin fee / account holder

$15,621

$4,927+217.0%

$8,175+91.1%

$4,297+263.5%

RUSHTON, STAKELY, JOHNSTON & GARRETT, P.A. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RUSHTON, STAKELY, JOHNSTON & GARRETT, P.A. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion