Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,233 | $26,936-80.6% | $53,647-90.2% | $71,012-92.6% |
| Participation rate | 43.4% | 21.9%+21.6pp | 56.3%-12.8pp | 58.6%-15.1pp |
| Annual return | 22.49% | 81.59%-59.1pp | 358.33%-335.8pp | 37.67%-15.2pp |
| Employer contribution / active EE | $371 | $335+10.6% | $962-61.5% | $2,348-84.2% |
| Participant deferral / active EE | $680 | $590+15.2% | $1,813-62.5% | $3,246-79.1% |
| Admin fee / account holder | $456 | $2,177-79.0% | $2,460-81.5% | $1,167-60.9% |