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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,415 | $174,379-74.5% | $152,093-70.8% | $138,895-68.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.78% | 74.86%-64.1pp | 66.36%-55.6pp | 145.39%-134.6pp |
| Employer contribution / active EE | $1,818 | $4,652-60.9% | $4,175-56.5% | $4,194-56.7% |
| Participant deferral / active EE | $7,149 | $6,159+16.1% | $5,451+31.1% | $6,396+11.8% |
| Admin fee / account holder | $24,033 | $16,880+42.4% | $14,497+65.8% | $12,562+91.3% |