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| Provider | Service type | Compensation |
|---|---|---|
WAVERLY ADVISORS, LLC3 years Service code 17 · EIN 63-1229657 | Pension Consulting | $40,300 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,717 | $88,117-28.8% | $164,928-62.0% | $74,400-15.7% |
| Participation rate | 58.7% | 73.1%-14.4pp | 78.6%-19.9pp | 67.2%-8.5pp |
| Annual return | 9.24% | 17.27%-8.0pp | 70.08%-60.8pp | 1367.51%-1358.3pp |
| Employer contribution / active EE | $1,424 | $2,596-45.1% | $4,343-67.2% | $2,624-45.7% |
| Participant deferral / active EE | $3,527 | $4,501-21.6% | $6,034-41.5% | $4,348-18.9% |
| Admin fee / account holder | $463 | $2,230-79.2% | $12,684-96.3% | $1,944-76.2% |