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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,503 | $117,846-83.5% | $102,434-81.0% | $145,884-86.6% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 11.07% | 31.90%-20.8pp | 29.46%-18.4pp | 551.85%-540.8pp |
| Employer contribution / active EE | $1,989 | $3,615-45.0% | $3,023-34.2% | $4,662-57.3% |
| Participant deferral / active EE | $2,745 | $5,733-52.1% | $5,055-45.7% | $6,690-59.0% |
| Admin fee / account holder | $4,272 | $13,356-68.0% | $9,462-54.9% | $13,392-68.1% |