Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,383 | $213,785-13.8% | $185,441-0.6% | $155,188+18.8% |
| Participation rate | 45.0% | 83.2%-38.2pp | 80.3%-35.3pp | 80.8%-35.8pp |
| Annual return | 12.59% | 19.97%-7.4pp | 20.16%-7.6pp | 148.84%-136.2pp |
| Employer contribution / active EE | $462 | $5,393-91.4% | $4,672-90.1% | $4,248-89.1% |
| Participant deferral / active EE | $3,153 | $6,864-54.1% | $6,152-48.7% | $6,531-51.7% |
| Admin fee / account holder | $638 | $21,134-97.0% | $17,890-96.4% | $14,480-95.6% |