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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,372 | $78,690+323.7% | $161,489+106.4% | $87,485+281.1% |
| Participation rate | 97.4% | 67.5%+30.0pp | 78.7%+18.7pp | 68.9%+28.5pp |
| Annual return | 14.28% | 32.74%-18.5pp | 89.72%-75.4pp | 26.06%-11.8pp |
| Employer contribution / active EE | $12,746 | $2,588+392.5% | $4,268+198.6% | $2,596+390.9% |
| Participant deferral / active EE | $6,315 | $3,311+90.7% | $5,630+12.2% | $4,274+47.8% |
| Admin fee / account holder | $8,682 | $6,724+29.1% | $16,006-45.8% | $7,775+11.7% |