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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,696 | $60,393-39.2% | $81,820-55.2% | $74,429-50.7% |
| Participation rate | 77.3% | 62.9%+14.4pp | 72.4%+5.0pp | 67.2%+10.1pp |
| Annual return | 129.50% | 16.89%+112.6pp | 777.93%-648.4pp | 1368.38%-1238.9pp |
| Employer contribution / active EE | $1,619 | $2,626-38.4% | $2,915-44.5% | $2,625-38.3% |
| Participant deferral / active EE | $3,393 | $3,397-0.1% | $4,323-21.5% | $4,348-22.0% |
| Admin fee / account holder | $18,366 | $1,491+1132.0% | $7,391+148.5% | $1,944+844.6% |