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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,696 | $60,454-39.3% | $81,844-55.2% | $74,459-50.7% |
| Participation rate | 77.3% | 63.0%+14.4pp | 72.4%+5.0pp | 67.2%+10.1pp |
| Annual return | 129.50% | 16.87%+112.6pp | 778.87%-649.4pp | 1369.70%-1240.2pp |
| Employer contribution / active EE | $1,619 | $2,630-38.4% | $2,916-44.5% | $2,626-38.4% |
| Participant deferral / active EE | $3,393 | $3,398-0.2% | $4,323-21.5% | $4,350-22.0% |
| Admin fee / account holder | $18,366 | $1,490+1132.3% | $7,355+149.7% | $1,945+844.4% |