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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,844 | $70,366-26.3% | $66,674-22.2% | $138,895-62.7% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 14.24% | 386.41%-372.2pp | 321.24%-307.0pp | 145.39%-131.2pp |
| Employer contribution / active EE | $1,458 | $2,765-47.3% | $2,620-44.4% | $4,194-65.2% |
| Participant deferral / active EE | $1,621 | $4,374-62.9% | $4,084-60.3% | $6,396-74.7% |
| Admin fee / account holder | $914 | $5,262-82.6% | $5,098-82.1% | $12,562-92.7% |