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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,844 | $114,013-54.5% | $103,693-50.0% | $155,188-66.6% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 80.8%-30.8pp |
| Annual return | 14.24% | 49.31%-35.1pp | 47.61%-33.4pp | 148.84%-134.6pp |
| Employer contribution / active EE | $1,458 | $3,131-53.4% | $2,920-50.1% | $4,248-65.7% |
| Participant deferral / active EE | $1,621 | $4,970-67.4% | $4,579-64.6% | $6,531-75.2% |
| Admin fee / account holder | $914 | $8,407-89.1% | $7,858-88.4% | $14,480-93.7% |