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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,157 | $95,404+147.5% | $113,397+108.3% | $82,637+185.8% |
| Participation rate | 62.5% | 72.8%-10.3pp | 76.5%-14.0pp | 68.1%-5.6pp |
| Annual return | 16.15% | 19.08%-2.9pp | 23.20%-7.1pp | 53.51%-37.4pp |
| Employer contribution / active EE | $3,598 | $2,307+56.0% | $2,977+20.8% | $2,552+41.0% |
| Participant deferral / active EE | $4,858 | $4,220+15.1% | $5,076-4.3% | $4,126+17.7% |
| Admin fee / account holder | $8,830 | $9,168-3.7% | $11,957-26.2% | $7,339+20.3% |