Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,078 | $74,535-31.5% | $100,712-49.3% | $82,637-38.2% |
| Participation rate | 63.4% | 61.2%+2.2pp | 69.3%-5.9pp | 68.1%-4.6pp |
| Annual return | 11.05% | 18.92%-7.9pp | 33.27%-22.2pp | 53.51%-42.5pp |
| Employer contribution / active EE | $1,197 | $1,503-20.4% | $2,313-48.2% | $2,552-53.1% |
| Participant deferral / active EE | $2,290 | $3,074-25.5% | $4,085-43.9% | $4,126-44.5% |
| Admin fee / account holder | $1,900 | $6,576-71.1% | $9,256-79.5% | $7,339-74.1% |