Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,938 | $59,093-78.1% | $97,295-86.7% | $77,762-83.4% |
| Participation rate | 32.6% | 67.8%-35.1pp | 72.7%-40.0pp | 70.6%-38.0pp |
| Annual return | 14.07% | 16.93%-2.9pp | 75.62%-61.5pp | 31.27%-17.2pp |
| Employer contribution / active EE | $527 | $1,727-69.5% | $2,723-80.6% | $2,728-80.7% |
| Participant deferral / active EE | $900 | $3,901-76.9% | $4,264-78.9% | $4,651-80.6% |
| Admin fee / account holder | $2,445 | $346+606.5% | $5,646-56.7% | $433+464.9% |