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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,947 | $123,155-57.0% | $108,753-51.3% | $155,188-65.9% |
| Participation rate | 77.8% | 75.6%+2.1pp | 71.1%+6.7pp | 80.8%-3.0pp |
| Annual return | 15.38% | 44.73%-29.4pp | 37.47%-22.1pp | 148.84%-133.5pp |
| Employer contribution / active EE | $2,005 | $2,811-28.7% | $2,427-17.4% | $4,248-52.8% |
| Participant deferral / active EE | $8,794 | $4,623+90.2% | $4,115+113.7% | $6,531+34.7% |
| Admin fee / account holder | $2,221 | $12,126-81.7% | $10,320-78.5% | $14,480-84.7% |