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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,947 | $115,225-54.0% | $100,712-47.4% | $138,895-61.9% |
| Participation rate | 77.8% | 74.3%+3.4pp | 69.3%+8.5pp | 79.9%-2.1pp |
| Annual return | 15.38% | 40.35%-25.0pp | 33.27%-17.9pp | 145.39%-130.0pp |
| Employer contribution / active EE | $2,005 | $2,771-27.7% | $2,313-13.3% | $4,194-52.2% |
| Participant deferral / active EE | $8,794 | $4,699+87.1% | $4,085+115.3% | $6,396+37.5% |
| Admin fee / account holder | $2,221 | $10,844-79.5% | $9,256-76.0% | $12,562-82.3% |