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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,609 | $55,423+83.3% | $155,602-34.7% | $74,400+36.6% |
| Participation rate | 66.9% | 61.9%+5.1pp | 78.2%-11.3pp | 67.2%-0.3pp |
| Annual return | 13.91% | 269.07%-255.2pp | 64.81%-50.9pp | 1367.51%-1353.6pp |
| Employer contribution / active EE | $1,440 | $2,266-36.5% | $4,675-69.2% | $2,624-45.1% |
| Participant deferral / active EE | $3,250 | $2,835+14.7% | $5,629-42.3% | $4,348-25.3% |
| Admin fee / account holder | $729 | $1,744-58.2% | $15,923-95.4% | $1,944-62.5% |