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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $614,883 | $76,407+704.7% | $150,298+309.1% | $82,448+645.8% |
| Participation rate | 98.7% | 66.4%+32.3pp | 77.8%+20.9pp | 68.1%+30.6pp |
| Annual return | 19.44% | 39.99%-20.6pp | 62.79%-43.3pp | 41.64%-22.2pp |
| Employer contribution / active EE | $37,151 | $2,614+1321.2% | $4,154+794.3% | $2,551+1356.4% |
| Participant deferral / active EE | $19,622 | $3,214+510.4% | $5,453+259.9% | $4,139+374.0% |
| Admin fee / account holder | $14,714 | $6,352+131.6% | $14,116+4.2% | $7,234+103.4% |