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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,830 | $97,125-59.0% | $86,233-53.8% | $137,256-71.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 18.62% | 74.19%-55.6pp | 61.39%-42.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $1,340 | $2,841-52.8% | $2,504-46.5% | $4,156-67.8% |
| Participant deferral / active EE | $2,859 | $5,180-44.8% | $4,559-37.3% | $6,407-55.4% |
| Admin fee / account holder | $879 | $9,725-91.0% | $8,342-89.5% | $12,270-92.8% |