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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,029 | $108,911-42.1% | $100,392-37.2% | $145,884-56.8% |
| Participation rate | 80.0% | 83.0%-3.0pp | 81.5%-1.5pp | 80.3%-0.3pp |
| Annual return | 10.51% | 58.23%-47.7pp | 49.45%-38.9pp | 551.85%-541.3pp |
| Employer contribution / active EE | $7,956 | $4,420+80.0% | $3,941+101.9% | $4,662+70.7% |
| Participant deferral / active EE | $13,751 | $8,459+62.6% | $8,090+70.0% | $6,690+105.6% |
| Admin fee / account holder | $21,321 | $9,698+119.8% | $7,904+169.8% | $13,392+59.2% |