Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,118 | $88,996-17.8% | $78,004-6.3% | $138,895-47.4% |
| Participation rate | 42.9% | 74.4%-31.5pp | 69.4%-26.6pp | 79.9%-37.1pp |
| Annual return | 7.91% | 28.03%-20.1pp | 31.07%-23.2pp | 145.39%-137.5pp |
| Employer contribution / active EE | $1,843 | $2,917-36.8% | $2,469-25.3% | $4,194-56.1% |
| Participant deferral / active EE | $2,979 | $4,724-36.9% | $4,092-27.2% | $6,396-53.4% |
| Admin fee / account holder | $1,077 | $8,807-87.8% | $7,578-85.8% | $12,562-91.4% |