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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,017 | $58,057-62.1% | $97,032-77.3% | $86,983-74.7% |
| Participation rate | 64.0% | 60.4%+3.6pp | 71.6%-7.6pp | 69.5%-5.5pp |
| Annual return | 24.38% | 22.26%+2.1pp | 35.38%-11.0pp | 25.83%-1.4pp |
| Employer contribution / active EE | $1,568 | $1,663-5.7% | $2,629-40.4% | $2,584-39.3% |
| Participant deferral / active EE | $2,557 | $3,244-21.2% | $4,672-45.3% | $4,194-39.0% |
| Admin fee / account holder | $1,095 | $4,839-77.4% | $9,418-88.4% | $7,856-86.1% |