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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,763 | $156,398-34.3% | $147,318-30.2% | $138,895-26.0% |
| Participation rate | 57.1% | 83.8%-26.6pp | 82.1%-24.9pp | 79.9%-22.8pp |
| Annual return | 13.96% | 78.75%-64.8pp | 70.43%-56.5pp | 145.39%-131.4pp |
| Employer contribution / active EE | $3,079 | $4,853-36.6% | $4,593-33.0% | $4,194-26.6% |
| Participant deferral / active EE | $3,986 | $8,237-51.6% | $7,906-49.6% | $6,396-37.7% |
| Admin fee / account holder | $3,428 | $14,976-77.1% | $13,708-75.0% | $12,562-72.7% |