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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,767 | $90,691-30.8% | $76,119-17.5% | $145,884-57.0% |
| Participation rate | 61.5% | 74.5%-12.9pp | 69.1%-7.5pp | 80.3%-18.8pp |
| Annual return | 15.15% | 624.52%-609.4pp | 361.25%-346.1pp | 551.85%-536.7pp |
| Employer contribution / active EE | $756 | $3,329-77.3% | $2,693-71.9% | $4,662-83.8% |
| Participant deferral / active EE | $1,516 | $5,167-70.7% | $4,259-64.4% | $6,690-77.3% |
| Admin fee / account holder | $3 | $8,383-100.0% | $6,421-100.0% | $13,392-100.0% |