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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,541 | $88,996-7.3% | $78,004+5.8% | $138,895-40.6% |
| Participation rate | 63.6% | 74.4%-10.7pp | 69.4%-5.8pp | 79.9%-16.3pp |
| Annual return | 16.11% | 28.03%-11.9pp | 31.07%-15.0pp | 145.39%-129.3pp |
| Employer contribution / active EE | $693 | $2,917-76.2% | $2,469-71.9% | $4,194-83.5% |
| Participant deferral / active EE | $1,387 | $4,724-70.6% | $4,092-66.1% | $6,396-78.3% |
| Admin fee / account holder | $277 | $8,807-96.9% | $7,578-96.3% | $12,562-97.8% |