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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,573 | $126,661-7.2% | $113,397+3.7% | $138,895-15.4% |
| Participation rate | 70.0% | 79.4%-9.4pp | 76.5%-6.5pp | 79.9%-9.9pp |
| Annual return | 17.66% | 25.05%-7.4pp | 23.20%-5.5pp | 145.39%-127.7pp |
| Employer contribution / active EE | $2,311 | $3,456-33.1% | $2,977-22.4% | $4,194-44.9% |
| Participant deferral / active EE | $6,132 | $5,693+7.7% | $5,076+20.8% | $6,396-4.1% |
| Admin fee / account holder | $4,760 | $14,549-67.3% | $11,957-60.2% | $12,562-62.1% |