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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,325 | $117,846-26.7% | $102,434-15.7% | $145,884-40.8% |
| Participation rate | 72.7% | 78.6%-5.9pp | 76.5%-3.8pp | 80.3%-7.6pp |
| Annual return | 14.24% | 31.90%-17.7pp | 29.46%-15.2pp | 551.85%-537.6pp |
| Employer contribution / active EE | $2,144 | $3,615-40.7% | $3,023-29.1% | $4,662-54.0% |
| Participant deferral / active EE | $5,614 | $5,733-2.1% | $5,055+11.1% | $6,690-16.1% |
| Admin fee / account holder | $701 | $13,356-94.8% | $9,462-92.6% | $13,392-94.8% |