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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,513 | $106,864-68.6% | $147,318-77.3% | $82,637-59.4% |
| Participation rate | 55.0% | 75.5%-20.5pp | 82.1%-27.1pp | 68.1%-13.1pp |
| Annual return | 17.31% | 27.49%-10.2pp | 70.43%-53.1pp | 53.51%-36.2pp |
| Employer contribution / active EE | $2,557 | $3,417-25.2% | $4,593-44.3% | $2,552+0.2% |
| Participant deferral / active EE | $5,054 | $6,496-22.2% | $7,906-36.1% | $4,126+22.5% |
| Admin fee / account holder | $9,224 | $8,415+9.6% | $13,708-32.7% | $7,339+25.7% |