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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,082 | $227,399-12.9% | $189,758+4.4% | $198,609-0.3% |
| Participation rate | 82.4% | 84.0%-1.6pp | 79.8%+2.6pp | 82.4%0pp |
| Annual return | 12.32% | 61.03%-48.7pp | 52.62%-40.3pp | 202.70%-190.4pp |
| Employer contribution / active EE | $4,105 | $5,526-25.7% | $4,767-13.9% | $5,055-18.8% |
| Participant deferral / active EE | $4,639 | $6,837-32.1% | $5,856-20.8% | $6,977-33.5% |
| Admin fee / account holder | $2,157 | $25,162-91.4% | $20,388-89.4% | $19,030-88.7% |