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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,275 | $211,239-75.3% | $178,528-70.7% | $145,877-64.2% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 10.67% | 30.22%-19.6pp | 27.11%-16.4pp | 551.28%-540.6pp |
| Employer contribution / active EE | $1,184 | $4,570-74.1% | $3,950-70.0% | $4,663-74.6% |
| Participant deferral / active EE | $7,161 | $6,963+2.8% | $6,278+14.1% | $6,691+7.0% |
| Admin fee / account holder | $743 | $12,095-93.9% | $10,419-92.9% | $13,402-94.5% |