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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,520 | $59,006+43.2% | $97,197-13.0% | $74,429+13.6% |
| Participation rate | 89.4% | 63.7%+25.7pp | 72.7%+16.7pp | 67.2%+22.2pp |
| Annual return | 10.61% | 16.04%-5.4pp | 75.47%-64.9pp | 1368.38%-1357.8pp |
| Employer contribution / active EE | $1,852 | $1,894-2.2% | $2,723-32.0% | $2,625-29.4% |
| Participant deferral / active EE | $3,282 | $3,671-10.6% | $4,263-23.0% | $4,348-24.5% |
| Admin fee / account holder | $2,841 | $1,974+43.9% | $5,637-49.6% | $1,944+46.1% |