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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,161 | $102,385-16.8% | $147,080-42.1% | $80,935+5.2% |
| Participation rate | 77.4% | 75.9%+1.6pp | 82.2%-4.8pp | 67.7%+9.8pp |
| Annual return | 13.98% | 135.09%-121.1pp | 420.17%-406.2pp | 35.66%-21.7pp |
| Employer contribution / active EE | $2,599 | $3,717-30.1% | $4,933-47.3% | $2,757-5.7% |
| Participant deferral / active EE | $4,906 | $6,651-26.2% | $8,066-39.2% | $4,299+14.1% |
| Admin fee / account holder | $5,872 | $7,951-26.1% | $12,989-54.8% | $6,924-15.2% |