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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,789 | $58,241+45.6% | $81,780+3.7% | $80,911+4.8% |
| Participation rate | 81.7% | 63.4%+18.2pp | 72.4%+9.3pp | 67.6%+14.0pp |
| Annual return | 16.37% | 41.73%-25.4pp | 776.27%-759.9pp | 35.63%-19.3pp |
| Employer contribution / active EE | $2,471 | $2,343+5.4% | $2,914-15.2% | $2,756-10.3% |
| Participant deferral / active EE | $3,890 | $3,283+18.5% | $4,321-10.0% | $4,297-9.5% |
| Admin fee / account holder | $7,113 | $4,973+43.0% | $7,384-3.7% | $6,935+2.6% |