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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,103 | $117,829-52.4% | $102,423-45.2% | $145,877-61.5% |
| Participation rate | 73.9% | 78.6%-4.7pp | 76.5%-2.6pp | 80.3%-6.4pp |
| Annual return | 12.74% | 31.83%-19.1pp | 29.42%-16.7pp | 551.28%-538.5pp |
| Employer contribution / active EE | $4,173 | $3,615+15.5% | $3,023+38.1% | $4,663-10.5% |
| Participant deferral / active EE | $2,352 | $5,732-59.0% | $5,054-53.5% | $6,691-64.8% |
| Admin fee / account holder | $530 | $13,335-96.0% | $9,455-94.4% | $13,402-96.0% |