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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,082 | $102,393+102.2% | $147,041+40.8% | $80,911+155.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 10.62% | 134.95%-124.3pp | 419.21%-408.6pp | 35.63%-25.0pp |
| Employer contribution / active EE | $5,787 | $3,715+55.8% | $4,935+17.3% | $2,756+110.0% |
| Participant deferral / active EE | $5,945 | $6,647-10.6% | $8,071-26.3% | $4,297+38.3% |
| Admin fee / account holder | $5,978 | $7,943-24.7% | $13,006-54.0% | $6,935-13.8% |