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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,156 | $155,555-46.5% | $146,866-43.4% | $155,188-46.4% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.5%+6.4pp | 80.8%+8.1pp |
| Annual return | 21.72% | 115.41%-93.7pp | 102.85%-81.1pp | 148.84%-127.1pp |
| Employer contribution / active EE | $2,202 | $4,647-52.6% | $4,425-50.2% | $4,248-48.2% |
| Participant deferral / active EE | $8,354 | $8,044+3.9% | $7,759+7.7% | $6,531+27.9% |
| Admin fee / account holder | $761 | $14,755-94.8% | $13,620-94.4% | $14,480-94.7% |