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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,156 | $156,398-46.8% | $147,318-43.6% | $138,895-40.1% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 21.72% | 78.75%-57.0pp | 70.43%-48.7pp | 145.39%-123.7pp |
| Employer contribution / active EE | $2,202 | $4,853-54.6% | $4,593-52.1% | $4,194-47.5% |
| Participant deferral / active EE | $8,354 | $8,237+1.4% | $7,906+5.7% | $6,396+30.6% |
| Admin fee / account holder | $761 | $14,976-94.9% | $13,708-94.4% | $12,562-93.9% |