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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,485 | $80,763-7.8% | $102,412-27.3% | $74,4590% |
| Participation rate | 45.8% | 65.7%-19.9pp | 74.5%-28.7pp | 67.2%-21.5pp |
| Annual return | 12.20% | 27.57%-15.4pp | 24.94%-12.7pp | 1369.70%-1357.5pp |
| Employer contribution / active EE | $1,577 | $3,160-50.1% | $3,870-59.3% | $2,626-39.9% |
| Participant deferral / active EE | $2,511 | $3,862-35.0% | $5,060-50.4% | $4,350-42.3% |
| Admin fee / account holder | $26,893 | $2,371+1034.0% | $8,388+220.6% | $1,945+1282.8% |