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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,246 | $162,136+40.8% | $152,301+49.9% | $154,746+47.5% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 12.54% | 91.02%-78.5pp | 80.50%-68.0pp | 172.34%-159.8pp |
| Employer contribution / active EE | $5,195 | $4,890+6.2% | $4,624+12.3% | $4,379+18.6% |
| Participant deferral / active EE | $11,322 | $8,341+35.7% | $8,004+41.5% | $6,730+68.2% |
| Admin fee / account holder | $57,907 | $15,759+267.4% | $14,398+302.2% | $14,365+303.1% |