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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,246 | $154,228+48.0% | $145,433+56.9% | $137,256+66.3% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 12.54% | 74.59%-62.0pp | 66.58%-54.0pp | 220.34%-207.8pp |
| Employer contribution / active EE | $5,195 | $4,804+8.1% | $4,554+14.1% | $4,156+25.0% |
| Participant deferral / active EE | $11,322 | $8,216+37.8% | $7,897+43.4% | $6,407+76.7% |
| Admin fee / account holder | $57,907 | $14,344+303.7% | $13,129+341.1% | $12,270+371.9% |