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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,848 | $58,275-38.5% | $81,844-56.2% | $80,935-55.7% |
| Participation rate | 86.2% | 63.5%+22.7pp | 72.4%+13.8pp | 67.7%+18.5pp |
| Annual return | 10.60% | 41.82%-31.2pp | 778.87%-768.3pp | 35.66%-25.1pp |
| Employer contribution / active EE | $1,089 | $2,346-53.6% | $2,916-62.7% | $2,757-60.5% |
| Participant deferral / active EE | $3,067 | $3,285-6.6% | $4,323-29.1% | $4,299-28.7% |
| Admin fee / account holder | $7,072 | $4,749+48.9% | $7,355-3.9% | $6,924+2.1% |