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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,088 | $110,379-97.2% | $102,412-97.0% | $145,884-97.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.29% | 24.84%-15.6pp | 24.94%-15.7pp | 551.85%-542.6pp |
| Employer contribution / active EE | $973 | $4,216-76.9% | $3,870-74.9% | $4,662-79.1% |
| Participant deferral / active EE | $1,460 | $5,622-74.0% | $5,060-71.1% | $6,690-78.2% |
| Admin fee / account holder | $1,229 | $9,745-87.4% | $8,388-85.3% | $13,392-90.8% |