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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,737 | $196,972+85.7% | $182,262+100.7% | $198,609+84.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 9.65% | 158.27%-148.6pp | 140.60%-130.9pp | 202.70%-193.0pp |
| Employer contribution / active EE | $4,503 | $5,364-16.0% | $5,046-10.8% | $5,055-10.9% |
| Participant deferral / active EE | $6,149 | $8,643-28.9% | $8,276-25.7% | $6,977-11.9% |
| Admin fee / account holder | $31,732 | $18,429+72.2% | $16,712+89.9% | $19,030+66.7% |