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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,662 | $77,472-1.0% | $100,392-23.6% | $80,935-5.3% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 14.44% | 37.26%-22.8pp | 49.45%-35.0pp | 35.66%-21.2pp |
| Employer contribution / active EE | $6,924 | $2,800+147.3% | $3,941+75.7% | $2,757+151.2% |
| Participant deferral / active EE | $7,696 | $6,818+12.9% | $8,090-4.9% | $4,299+79.0% |
| Admin fee / account holder | $2,482 | $5,885-57.8% | $7,904-68.6% | $6,924-64.1% |