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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,609 | $78,197+21.0% | $98,090-3.5% | $82,637+14.5% |
| Participation rate | 100.0% | 77.5%+22.5pp | 81.5%+18.5pp | 68.1%+31.9pp |
| Annual return | 18.17% | 40.25%-22.1pp | 37.05%-18.9pp | 53.51%-35.3pp |
| Employer contribution / active EE | $4,433 | $2,605+70.2% | $3,606+22.9% | $2,552+73.7% |
| Participant deferral / active EE | $9,730 | $6,636+46.6% | $7,845+24.0% | $4,126+135.8% |
| Admin fee / account holder | $2,277 | $14,832-84.6% | $11,815-80.7% | $7,339-69.0% |