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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,283 | $106,864+43.4% | $147,318+4.0% | $82,637+85.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.95% | 27.49%-14.5pp | 70.43%-57.5pp | 53.51%-40.6pp |
| Employer contribution / active EE | $6,269 | $3,417+83.5% | $4,593+36.5% | $2,552+145.6% |
| Participant deferral / active EE | $5,517 | $6,496-15.1% | $7,906-30.2% | $4,126+33.7% |
| Admin fee / account holder | $29,631 | $8,415+252.1% | $13,708+116.2% | $7,339+303.8% |