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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,116 | $110,137+67.2% | $161,149+14.3% | $82,637+122.8% |
| Participation rate | 70.0% | 72.4%-2.4pp | 78.8%-8.8pp | 68.1%+1.9pp |
| Annual return | 11.93% | 20.69%-8.8pp | 21.16%-9.2pp | 53.51%-41.6pp |
| Employer contribution / active EE | $621 | $2,856-78.2% | $4,360-85.8% | $2,552-75.7% |
| Participant deferral / active EE | $5,132 | $4,575+12.2% | $6,153-16.6% | $4,126+24.4% |
| Admin fee / account holder | $6,037 | $9,467-36.2% | $15,194-60.3% | $7,339-17.7% |