Retirement plan

J. A. STREET & ASSOCIATES 401(K) PROFIT SHARING PLAN AND TRUST

Name: J.A. STREET & ASSOCIATES - J. A. STREET & ASSOCIATES 401(K) PROFIT SHARING PLAN AND TRUST (2024) Form 5500
Creator: J.A. STREET & ASSOCIATES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, J. A. STREET & ASSOCIATES 401(K) PROFIT SHARING PLAN AND TRUST, J.A. STREET & ASSOCIATES

J.A. STREET & ASSOCIATESEIN 62-1260393Plan #001PY 2024

PO BOX 725 - BLOUNTVILLE, TN 37617423-323-8017jastreet.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#002Retirement-$14.7M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$10.4M

+11.0% from 2023

Total participants

0.0% from 2023

Average account balance

$117,635

+11.0% from 2023

Annual return

19.08%

+8.99 pp from 2023

Benchmarks

See 18,533 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort18,533 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.35M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$118K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$276K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$11699

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3H3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.0M

$12555 / participant

Other / not subdivided$1M100.0%

% of EOY assets

9.945%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$117,635

$81,487+44.4%

$102,412+14.9%

$80,935+45.3%

Participation rate

92.7%

66.8%+25.8pp

74.5%+18.2pp

67.7%+25.0pp

Annual return

19.08%

25.60%-6.5pp

24.94%-5.9pp

35.66%-16.6pp

Employer contribution / active EE

$1,220

$3,103-60.7%

$3,870-68.5%

$2,757-55.8%

Participant deferral / active EE

$2,147

$3,871-44.5%

$5,060-57.6%

$4,299-50.1%

Admin fee / account holder

$11,699

$6,717+74.2%

$8,388+39.5%

$6,924+69.0%

J. A. STREET & ASSOCIATES 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

J. A. STREET & ASSOCIATES 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion