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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,523 | $160,028+130.3% | $147,080+150.6% | $145,884+152.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 22.30% | 98.60%-76.3pp | 420.17%-397.9pp | 551.85%-529.5pp |
| Employer contribution / active EE | $7,612 | $5,286+44.0% | $4,933+54.3% | $4,662+63.3% |
| Participant deferral / active EE | $5,820 | $8,422-30.9% | $8,066-27.9% | $6,690-13.0% |
| Admin fee / account holder | $24,260 | $15,030+61.4% | $12,989+86.8% | $13,392+81.2% |