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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,411 | $100,194-20.7% | $122,979-35.4% | $86,983-8.7% |
| Participation rate | 85.3% | 73.0%+12.3pp | 77.2%+8.1pp | 69.5%+15.8pp |
| Annual return | 27.65% | 16.47%+11.2pp | 20.12%+7.5pp | 25.83%+1.8pp |
| Employer contribution / active EE | $4,366 | $2,326+87.7% | $3,062+42.6% | $2,584+68.9% |
| Participant deferral / active EE | $6,600 | $4,133+59.7% | $5,003+31.9% | $4,194+57.4% |
| Admin fee / account holder | $18,985 | $10,148+87.1% | $12,864+47.6% | $7,856+141.7% |