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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,899 | $76,522-42.6% | $56,033-21.7% | $145,884-69.9% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 12.95% | 3014.28%-3001.3pp | 1711.38%-1698.4pp | 551.85%-538.9pp |
| Employer contribution / active EE | $78 | $1,382-94.3% | $1,041-92.5% | $4,662-98.3% |
| Participant deferral / active EE | $1,399 | $2,624-46.7% | $1,954-28.4% | $6,690-79.1% |
| Admin fee / account holder | $3,045 | $3,328-8.5% | $2,827+7.7% | $13,392-77.3% |