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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,659 | $71,230-47.1% | $93,727-59.8% | $80,959-53.5% |
| Participation rate | 86.7% | 60.4%+26.3pp | 68.7%+18.0pp | 67.7%+19.0pp |
| Annual return | 33.34% | 11.26%+22.1pp | 133.83%-100.5pp | 35.67%-2.3pp |
| Employer contribution / active EE | $3,501 | $1,565+123.7% | $2,421+44.6% | $2,757+27.0% |
| Participant deferral / active EE | $6,071 | $4,037+50.4% | $4,417+37.4% | $4,300+41.2% |
| Admin fee / account holder | $577 | $6,961-91.7% | $8,292-93.0% | $6,925-91.7% |