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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,408 | $78,197+78.3% | $98,090+42.1% | $82,637+68.7% |
| Participation rate | 86.8% | 77.5%+9.4pp | 81.5%+5.3pp | 68.1%+18.8pp |
| Annual return | 14.22% | 40.25%-26.0pp | 37.05%-22.8pp | 53.51%-39.3pp |
| Employer contribution / active EE | $3,678 | $2,605+41.2% | $3,606+2.0% | $2,552+44.1% |
| Participant deferral / active EE | $7,963 | $6,636+20.0% | $7,845+1.5% | $4,126+93.0% |
| Admin fee / account holder | $18,713 | $14,832+26.2% | $11,815+58.4% | $7,339+155.0% |