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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,408 | $71,353+95.4% | $92,805+50.2% | $86,983+60.3% |
| Participation rate | 86.8% | 80.9%+6.0pp | 83.5%+3.3pp | 69.5%+17.3pp |
| Annual return | 14.22% | 44.68%-30.5pp | 31.59%-17.4pp | 25.83%-11.6pp |
| Employer contribution / active EE | $3,678 | $2,468+49.0% | $3,424+7.4% | $2,584+42.3% |
| Participant deferral / active EE | $7,963 | $6,966+14.3% | $8,448-5.7% | $4,194+89.9% |
| Admin fee / account holder | $18,713 | $6,099+206.8% | $10,911+71.5% | $7,856+138.2% |