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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,404 | $111,787+133.8% | $93,681+179.0% | $145,978+79.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 9.34% | 203.52%-194.2pp | 133.47%-124.1pp | 550.52%-541.2pp |
| Employer contribution / active EE | $9,189 | $3,093+197.0% | $2,422+279.4% | $4,662+97.1% |
| Participant deferral / active EE | $5,830 | $4,918+18.6% | $4,415+32.0% | $6,690-12.9% |
| Admin fee / account holder | $1,778 | $10,256-82.7% | $8,290-78.6% | $13,400-86.7% |