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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,435 | $81,504-79.8% | $102,437-84.0% | $80,959-79.7% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 6.67% | 25.60%-18.9pp | 24.95%-18.3pp | 35.67%-29.0pp |
| Employer contribution / active EE | $4,342 | $3,104+39.9% | $3,871+12.2% | $2,757+57.5% |
| Participant deferral / active EE | $1,908 | $3,871-50.7% | $5,060-62.3% | $4,300-55.6% |
| Admin fee / account holder | $8,423 | $6,719+25.4% | $8,388+0.4% | $6,925+21.6% |